Business Loans With Fast Approval And Funding

• No Application Fee
• No Upfront Cost
• No Broker Fee
• Soft Pull Credit Check

We Work With Lenders Who Supply:

• Working Capital Loans
• Lines Of Credit
• Debt Consolidation Loans (Business)
• Bridge Loans
• Asset Based Loans
• Merchant Cash Advance
• Equipment Financing - see below

Highlights:

• Loans amounts range from $50,000 up to $2,000,000
• Terms for loan pay back can be up to 3 years

Qualifying Guidelines For The Best Rate And Terms Loans:

• FICO Credit Score 680+ 
• 2 Years Or More In Business 
• $200,000+ Annual Revenue ($17,000+ Per Month Showing On The Last 4 Bank Statements)
• 50%+ Ownership Percentage

Trucking, Construction, Other Contractor Company Loans (Term Loans And Lines Of Credit) Have These Qualifications:

• 650+ FICO
• 2+ years in business
• $180,000 average annual revenue

Equipment Financing Has These Qualifications:

• FICO Scores Minimum 660
• 2 Years Or More In Business
• This Financing Allows Up To 5 Years Term
• Truck Financing Requires The Vehicle To Be Less Than 5 Yrs Old
• Medical Equipment (We Can Use The Medical License As Time In Business)

Send The Following For Equipment Loans:

• Loan application
• Color copy of front and back of your Drivers License
• An invoice detailing the equipment make, model and cost)
• DO NOT send us bank statements as these are not required for equipment loans

If You Have Lower FICO Scores Or Any Of The Criteria Below, Go Ahead And Apply Because We Now Have Lenders That Approve These Type Businesses. (Restricted Business Types Are Cannabis And Auto Dealers).

Note That Rates For These Loans Are Higher:

• FICO Scores 550-640 (Note That FICO Scores Below 550 May Require Real Estate As Collateral)
• Less Than 2 Years In Business But At Least 6 Months In Business
• Less Than $200,000 Annual Revenue But At Least $120,000 Annual Revenue

CLICK HERE to access the Merchant Loan Application (this application is used for all loan types). 

You'll need to fill out the application and e-sign it and it will automatically be emailed to me or you can fill it out, sign it, save it and email it back to me.

Either way, after I check the application, I'll contact you.

Be prepared to send me (4) latest business bank statements and your Drivers License (front & back, in color).

The Process Is Simple:
I'll send your application and documents to the lender for approval. Our lenders usually respond with an answer within the same or next business day. They will do a "soft pull" for your credit report, so it won't affect your credit scores. The lender will send back a term sheet (loan offer). You'll esign to accept the offer and the funds will be direct deposited to your business bank account. 

Please contact me with any questions.

Thank you,
Cheryl Gollnick
Business Loan Broker
RE Capital Loans
951.318.6420
cheryl@recapitalloans.com